Find the right Private Medical Insurance (PMI) policy without the hassle
Unlike traditional price comparison sites, we take the burden of finding competitive PMI off your shoulders.
• No hidden fees.
• No pushy sales calls.
• 100% transparency.
Why waste hours comparing prices?
Private medical insurance is an investment in your health and provides peace of mind. Don’t leave it to chance by not talking to someone first. Speak to our friendly team and let them find the best policy and deal for you.
- Comprehensive coverage that fits your lifestyle.
- Transparent policies with no hidden surprises.
- Affordable plans that deliver value for money.
Your health is too important to wait. Fill in our quick form and let our experts handle the rest.
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How it works
1. Tell us your needs
Answer a few simple questions and we’ll get to work.
2. We speak to key providers
Our team finds the most suitable policies tailored to your requirements.
3. You choose with confidence
Review the most suitable options with no obligation to buy.
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What’s covered
Policies generally cover:
- Operations
- Specialist consultations
- Physiotherapy
- Diagnostic tests (blood tests and MRI scans)
There are various levels of coverage available, including different outpatient options, excess levels, and hospital lists, so it's essential to consider which aspects of cover are most important to you when selecting a policy.
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How to get a quote
1. Call us
Simply dial 0800 031 8152 and a member of the team will be waiting to help.
2. Submit an online enquiry
Click here to tell us a bit about yourself, we’ll get to work and give you a call.
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Why us?
- Personalised service: We provide you with the information to make an informed decision.
- Expert insights: Access policies you might not find anywhere else.
- Time saved: No need to scroll through endless options deciphering which one’s best. We do it all for you.
We're here to help
Frequently asked questions
What is Private Medical Insurance?
What does a private medical insurance policy cover?
A typical private medical insurance policy will cover things such as:
- In-patient treatment (e.g. an operation such as a knee or hip replacement) or out/day patient treatment (e.g. a colonoscopy).
- MRI, CT & PET Scans
- Cancer treatment
- Mental Health support and treatment
- Physiotherapy
Depending on the type of underwriting your health insurance plan is set up on, you may not have cover for pre-existing medical conditions you have experienced before taking the policy out. A pre-existing condition is typically defined as something you have sought medical advice for, had symptoms of or taken medication for.
PMI policies are designed to cover acute conditions rather than chronic conditions (with the exception of cancer). An acute condition is defined as a disease, illness or injury that responds quickly to treatment. A chronic condition is defined as a disease illness or injury that has no known cure, needs long term treatment or monitoring or requires rehabilitation.
Often a policy will provide cover until you are diagnosed with a chronic condition such as endometriosis, arthritis or glaucoma, however once diagnosed your insurer will let you know the date that routine monitoring and routine treatment will stop being covered. After this date you will usually only have cover for flare-ups of the condition where in or day patient treatment is required. Cancer treatment is usually an exception to the chronic condition rules.
How long does the process take?
Do I have to commit to a policy?
What types of plans do you cover?
How much does private medical insurance cost?
Leaving a company PMI scheme and looking to continue your cover personally?
What are the benefits of private medical insurance?
Putting a personal medical insurance policy in place can provide many benefits such as:
- Access to cutting edge treatments that are not widely available on the NHS (such as advanced cancer drugs or newly approved treatment methods following ethical clinical trials)
- Speed of access with no NHS waiting list
- Prompt referrals and admission to hospital for treatment
- Choice and flexibility of when and where your treatment will take place
- Clean, comfortable and modern facilities
- Privacy of an en-suite room
Private medical insurance gives you the peace of mind that you don’t have to rely on the NHS or face NHS waiting lists. It allows you to schedule surgery at a time when it’s convenient for you, at a facility that is convenient for you.