Mercer DC Master Trust puts your pension savings in safe hands

At Mercer we use our expertise and global experience to deliver a workplace defined contribution (DC) pension that achieves good retirement outcomes for members. Our DC master trust manages your savings and helps you plan for your retirement.

What is a DC master trust?

A DC master trust is a workplace pension scheme that looks after the retirement savings of employees from multiple employers.

Master trusts are looked after by professional trustees and operate within strict regulations to ensure their members’ savings are protected and managed to the highest standard. The Mercer DC Master Trust is one of only 36 authorised master trusts in the UK.

Pooling multiple pension arrangements together delivers cost savings to you while also providing lots of market-leading tools to help you plan and support your financial wellbeing in retirement.

A comparison between pension schemes outside of, and in a master trust

A comparison between pension schemes outside of, and in a master trust. An employer's scheme outside of a master trust has its own trustee board and members. A master trust has multiple employers but collective trustees and members.
A comparison between pension schemes outside of, and in a master trust. An employer's scheme outside of a master trust has its own trustee board and members. A master trust has multiple employers but collective trustees and members.

Our DC master trust helps you secure the retirement you deserve

The Mercer DC Master Trust puts your pension in the safe hands of our experts. It invests your savings to guide you towards the retirement you deserve and help you manage your money now and after you stop work.
Tom Curtis

Workplace Savings Strategy & Commercial Leader

Get started to make the most of the Mercer DC Master Trust

If your employer’s pension scheme is part of our DC master trust, here’s a checklist to help you make the most of the benefits it offers.

  • Sign up for Mercer Money to manage the full range of your finances – from savings to payments – and track your journey to retirement.
  • Link your pension accounts to get a consolidated view of your position today, and use our modelling tools to see if you are on track for the future you deserve.
  • Consider whether you want to choose your own investments or let Mercer SmartPath guide you towards retirement.
  • If you want to choose your investments, find out about the range of funds available to you in the Mercer DC Master Trust.
  • Read up on protecting your pension from scammers. Don’t make any decision about transferring your pension pot without talking to an authorised financial adviser.

These actions will help you plan your future, protect your savings and work towards the retirement you hope to achieve.

Contact details

If you are a member of the Mercer Master Trust you can log in to view your retirement savings using the details provided to you on any documentation we have sent to you. If you are in doubt, contact the HR department at your employer.

Important notice:

This information is based on our current understanding of legislation, taxation and HMRC practice which may change in the future. It is for information only and is not personal financial advice. If you require financial advice you should seek this from an authorised financial adviser. The value of investments can go down as well as up, so you could get back less than you invest.