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People Risk 2026 report 

Explore the top 25 people risks as ranked by over 4,500 HR and Risk professionals, across 26 markets and 12 key industries.

The People Risk Report 2026 is your organisation's guide to managing the top people risks. It draws on insights from over 4,500 HR and risk professionals across 26 markets and 12 industries to highlight the top 25 people risks.

The research findings reveal that HR and Risk Leaders are aligned for 8 out of the top 10 risks, and shows organisations:

  • How to navigate AI technology organisational and workforce risks 
  • How you can address labour shortages through employee experience, not just pay
  • How to shift from cost cutting to cost efficiency 
  • How to make smarter use of data to strengthen governance
  • Why and how to intervene before health risks escalate

The Human Edge: Transforming Risk into Strategic Advantage

Inside the People Risk 2026 report, you’ll find the guidance that HR and Risk professionals need to know to manage your people risk.

Why download the report?

Inside the report, you’ll learn how to:
  1. Identify the top people risk impacting your organisation.
  2. Assess people risk maturity for your organisation for each of the five pillars of risk.
  3. Identify gaps or ineffective mitigations that leave your organisation exposed.
  4. Proactively fix major risks and turn them into strengths.

Report FAQs

The People Risk 2026 report is a critical resource for risk professionals, including anyone involved in an HR function in their organisation and with responsibility for managing business and people-related risks. It is an essential resource for those involved in the growth and success of their business and helps inform decision-making when prioritising and mitigating workforce-related risks.

The People Risk 2026 report is a resource for risk and HR professionals with responsibility for managing business and people-related risks. It is of particular relevance to HR buyers in functions related to risk, finance, AI, cyber, ERM, safety and health, resilience, and security, as well as those in more traditional claims, insurance, human resource (HR), benefits, total rewards, well-being, and compensation roles related to managing people risks.

This report equips risk and HR functions with actionable insights necessary to navigate current and future uncertainties for 12 different industries, across regions and markets. Key industries include: communications, media and technology; construction and real estate; consumer goods; energy, including renewables; financial services; healthcare; higher education; life sciences; manufacturing; professional services; public sector/government; and retail/wholesale.

  1. Conduct a cross-functional risk review – Bring together risk, HR, technology and operational leaders to review the insights and collectively determine the top people risks for your organisation. 
  2. Quickly assess risk maturity and gaps – Consider your organisation's risk maturity for each of the five pillars of risk and identify gaps or ineffective mitigations that leave your organisation and workforce exposed. 
  3. Fix major risks and turn them into strengths – Work with internal or external experts to manage key, complex risks, using the research to transform risk into strategic advantage for your organisation.

The AI hustle: unlocking real business value

As artificial intelligence reshapes expectations of work and accelerates organisational change, it is also redefining risk — and what it takes to remain competitive. While many employers remain focused on the dangers that AI can bring — from data loss to hallucinations — a far greater threat is emerging: failing to convert AI investment into meaningful productivity, innovation, and performance gains.


3x when HR is involved in crafting AI strategy, organisations are 3x more likely to have the skills and capabilities needed to design, build, test, and deploy AI solutions at scale.

Surviving the fast lane: the new leadership challenge

The nature of organisational risk is changing — and leaders sit at the intersection between a volatile world and their organisation’s response. As these pressures intensify, leadership capability has become a critical control at the heart of effective risk management. When leaders lack the skills to adapt quickly, inspire a diverse workforce, and create understanding in the face of ambiguity, risks spread quickly across the organisation.


11 inadequate supervisory and leadership skills triggers or worsens more risks (11) than any other risk. 

Frayed loyalty: the growing risk of employee financial insecurity

Employees’ financial vulnerabilities are no longer just a personal issue. Financial insecurity has become a material organisational risk — one that directly affects productivity, retention, and behaviour. In our research, employee financial insecurity ranks within the top ten risks for all regions and as the #4 people risk globally, reflecting the growing pressure employees face as living costs outpace wage growth.


55% say risks related to lack of transparency, fairness and inclusion would have a catastrophic or high impact on their organisation.

Quest for clarity: regaining control in a time of complexity

Managing rewards and benefits is becoming significantly more complex. Rising health and benefit costs, shifting regulations, growing expectations of transparency, and expanding cyber exposure are all converging at a time when Risk and HR teams are being asked to deliver more, with fewer resources and less margin for error.


1/3 (34%) of HR/Risk Professionals are concerned about making benefit decisions without considering the health and financial impact on employees.

Hidden health risks: emphasising what really matters

Workforce health and safety provides the foundation of organisational performance. Employees cannot perform, adapt, or innovate if they are injured or unwell — or if they feel unsafe at work. Yet, despite the pandemic ending just three years ago, health-related risks and the importance of preventive actions appear to be receding from view — overshadowed by more immediate concerns such as cyber threats, AI disruption, and geopolitical instability.


2 in 5 (39%) Risk/HR Professionals feel that preventive cancer education and screening programme are highly effective.

The Human Edge: Transforming Risk into Strategic Advantage

Inside the People Risk 2026 report, you’ll find the guidance that HR and Risk professionals need to know to manage your people risk.

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