For defined benefit (DB) pension schemes, surplus assets present both opportunities and challenges, navigating this landscape requires careful consideration to ensure these excess funds benefit scheme members and organisational priorities alike.

Join us for an insightful session that explores how surplus assets can be optimised. With extensive expertise in pension consultancy, we will provide a balanced view from both trustee and employer perspectives, helping you understand the opportunities and challenges of surplus transfers. This webinar is designed to empower you to make informed decisions that maximise surplus assets while managing associated considerations confidently.

• Discover how the Defined Contribution (DC) Mercer Master Trust’s Surplus Transfer Solution can turn surplus assets into a strategic advantage.
• We will discuss the types of schemes that could consider this approach.
• Gain practical insights into how the process works.
• Understand whether the Surplus Transfer Solution is right for your scheme.

While a surplus indicates a well-funded scheme, it can also create a conundrum. For DB schemes closed to future accrual, surplus assets may no longer be needed to meet ongoing liabilities. This situation can lead to a disconnect between the scheme's funding status and the needs of current employees. So, how can this potential headache be turned into a win-win situation?

This is where Mercer’s Surplus Transfer Solution, via the DC Mercer Master Trust (MMT), comes into play. It enables employers to transfer surplus assets from their trust scheme to fund future DC contributions, ensuring surplus funds are actively working for the benefit of the workforce.

The primary aim is to provide access to surplus for DC contributions while reducing administrative, governance, and regulatory burdens associated with surplus management.