Survey on Health & Benefit Strategies for 2026 

Health & Benefit Strategies for 2026

Health & Benefit Strategies for 2026

In our latest survey, we delve into the strategies employers are implementing as they face a third year of elevated health cost growth. This year more employers are making plan design changes that shift cost to employees than we’ve seen in recent years. However, concerns about healthcare affordability remain, and over a third of large employers have implemented alternative medical plans that seek to control cost by steering employees to quality, cost-efficient health providers — and may also offer more affordable coverage.

What US employers are planning for 2026:

  • Disrupting cost growth with bolder strategies
    Expecting another year of higher cost growth, employers are doubling down on cost management. While some will use traditional cost-shifting, others are choosing alternative medical plans that steer employees to higher-value providers.
  • Considering all dimensions of affordability
    Affordability concerns are shaping health benefit cost management strategies as employers seek to ensure benefits’ long-term value creation.
  • Inclusive benefits build workforce resilience
    Employers are seeking to support varied workforce needs with inclusive benefits that have meaningful impact. A new focus area is preparing for the effects of extreme climate on workforce health.

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