Auto/Home CHOICE program

Mercer’s Auto/Home CHOICE program has the proven ability to create a simplified, user-friendly experience with no direct costs or administrative burdens to employers.
Many factors have conspired to increase auto/home premiums, including an accelerated rate of vehicular accidents — resulting in higher claims, as well as homeowners experiencing more catastrophic weather-related losses. Combine these changes with steep inflation and continued labor and supply chain shortages, employees are seeing significant cost increases. 

There has been a 25% increase in auto insurance rates over the last two years.*

* ValuePenguin, 2024

Why CHOICE?

Employers can modernize their benefits programs by offering a cost-effective voluntary benefit like Auto/Home insurance.

Mercer’s Auto/Home CHOICE program has the proven ability to create a simplified, user-friendly experience with no direct costs or administrative burdens to employers. Through an easy-to-use application, employees are able to compare auto plans and carriers side-by-side in real-time. 

$750

Average employee Auto coverage savings*

* Savings are not guaranteed for all employees. The $750+ one-year average reported savings is based on employees who reported their prior premium, and through Mercer Voluntary Benefits, switched to several carriers’ auto insurance programs from 10/5/23–10/5/24

Extra Perks

  • Support center

    Dedicated access to carrier-neutral licensed benefits counselors for live support, expert advice and policy servicing.

    Did you know Mercer owns and operates one of the largest customer engagement centers in the US with support 6 days a week? We offer support in multiple languages with translation services for over 150 languages.

  • Flexible payroll solution
    Proprietary payroll deduction system with seamless payment experience that consolidates carrier payroll and remittance files and simplifies the interface.
  • Education and communication
    Frequent and flexible communication methods to reach today’s workforce, as well as educate and guide employees on their benefit decisions.

Connect with your voluntary benefits consultant to learn more about the value of adding auto/home solutions to attract, retain and support your employees.