The expanded requirements have implications for plan members, claims administration and plan costs.

In 2026, tax-deductible/tax-free HSA contribution limits, HDHP in-network out-of-pocket maximums and HDHP minimum annual deductibles all will rise from 2025 levels for both self-only and family coverage tiers.

If enrollment in your company’s HSA-eligible plan has stalled, try asking yourself Sander Domaszewicz’s eight questions about the value, positioning and suitability of your current plans and support structure.