DC Fiduciary Handbook: Navigating today’s evolving DC landscape
Fiduciary expectations are rising. Governance demands are growing. Are DC plan fiduciaries prepared?
Defined contribution (DC) plan sponsors are operating in one of the most dynamic retirement environments in decades. Increased fiduciary scrutiny, evolving participant expectations, 401(k) litigation activity, and the broad impact of the new DOL rule proposal on fiduciary duties in selecting investment alternatives are reshaping how organizations approach plan governance and retirement strategy.
At the same time, investment committees are reassessing long-standing assumptions around governance models, plan design, investment menus, and participant engagement.
Our DC Fiduciary Handbook provides a practical guide for plan sponsors who want to understand the industry practices for the design and management of a competitive and compliant DC plan — helping HR, finance, and retirement plan decision-makers better understand the trends, risks, and strategic considerations shaping retirement plans today.
Designed for those responsible for overseeing DC plans, this handbook explores industry practices and governance considerations that can help organizations navigate today’s increasingly complex environment.
Inside the handbook, you’ll find insights on:
Governance Frameworks and Fiduciary Oversight
- Fiduciary roles and responsibilities
- Committee structures and governance practices
- Meeting processes and documentation considerations
- Fee oversight and risk management strategies
Participant-Focused Plan Design
- Strategies designed to help support participant outcomes
- Financial wellness and retirement readiness considerations
- Participant engagement and retirement income trends
Investment Menu Construction
- Objectives-based approaches to DC investment menus
- Evaluating investment structures and Qualified Default Investment Alternatives (QDIA) considerations
- Individual, customized portfolio considerations
Advisory and Outsourcing Solutions
- Investment advice and project-based support
- OCIO solutions and fiduciary outsourcing models
- Pooled plan and group plan structure considerations
As fiduciary expectations continue to evolve, many organizations are evaluating whether their current governance framework, committee processes, and operating models remain aligned with today’s market realities.
Download the handbook to explore governance practices, investment trends, and participant-focused strategies shaping the future of DC plans.
