Fixed income investment strategies for insurance portfolios 

Fixed income investment strategies for insurance portfolios involve multiple considerations.

Life, health, and property & casualty insurers each operate under distinct liability structures, regulatory requirements, and accounting standards.

Effectively balancing yield, risk, liquidity, and total return objectives while aligning with your company’s goals requires a thoughtful and tailored approach. Without a clear framework, it can be challenging to address all relevant factors that influence portfolio stability and performance.

This paper provides a structured approach that seeks to assist insurers in developing fixed income portfolios that reflect their unique liability profiles, regulatory environments, and operational needs. Incorporating key elements such as enterprise risk analysis, scenario planning, and stress testing to support portfolio resilience across different market conditions.