Mercer Financial Advice 

Mercer Financial Advice offers trusted financial advice and planning on superannuation, personal insurance, retirement, and investments to Australians. We are committed to your financial and overall wellbeing. We aim to help you simplify your life to give you a sense of security about your long-term financial future as you transition to retirement and beyond.
Speak to a Financial Adviser

Improving your financial wellbeing, at every stage and every age of your life.

While financial advice can help you identify, prioritise, and achieve your financial goals, there may be times in your life when significant events cause a change in financial circumstances.

These are the times when you could benefit most from speaking to an adviser, such as (but not limited to):

  • Receiving an inheritance
  • Experiencing an unexpected redundancy
  • Buying your first home
  • Paying off your home loan   
  • Getting married or divorced     
  • Approaching retirement
  • Considering aged care. 

Research shows that 95% of Australians enjoy greater peace of mind financially if they consult with a financial adviser1. At heightened times of stress and worry, such financial advisory services can assist you with your financial wellbeing and your mental health. A financial adviser can often recommend solutions you may not have previously considered, ensuring you receive the advice which is tailored to your personal circumstances.

1.IOOF Research Paper – The True Value of Advice – December 2020, Page 8.

We’re here to help

Access experienced financial advisers through Mercer Financial Advice. If you have experienced a change in your financial circumstances, contact us for an initial consultation. 

The real value of financial advice

Most people turn to experts when they need help in areas such as medical and legal guidance.

Yet they often fail to seek financial advice throughout the course of their lives, perhaps in the belief that it may be too costly, or that they can manage their money themselves.

Such an oversight can prove costly courtesy of missed financial opportunities, with research from Fidelity International finding that 74.3% of Australians who receive advice say it has improved their financial wellbeing, while 49.9% add that it also assists their mental health2.

Receiving advice from experienced financial advisers may help provide a range of benefits, including:

  • Helping you to live the life you want – get help to identify and prioritise realistic financial goals that align with your income, lifestyle and risk profile.
  • Targeting suitable investments as part of your plan – receive specific guidance that outlines the most appropriate investment vehicles for your financial objectives and time horizon. This broadly includes being able to diversify your portfolio while managing risks.
  • Protecting you and your family’s future – personal insurance can help you continue to achieve your financial goals in situations when the worst happens. Making sure you are adequately covered in a time of need is only one part of the personal insurance journey, our experienced financial advisers can also review your insurance cover to make sure that you are not eroding your savings with cover you do not need.
  • Modelling financial outcomes – Utilising their technology and forecasting tools your adviser can model various financial scenarios for you.
  • Fine-tuning retirement and estate planning – improve the quality of your life in retirement by estimating how much you need to save, identifying the best investment strategies, and creating an estate plan which ensures your assets are distributed according to your wishes and in the most efficient manner after your death.

There is little doubt that proper financial advice can improve decision-making about money-related matters and create a roadmap for achieving your financial goals.

Just as importantly, it can also provide peace of mind and happiness, knowing that you have an experienced professional in your corner who can help you achieve your goals. Don’t procrastinate – seek help today.

2. Fidelity International – The value of advice 2019, Page 8 

For financial peace of mind, contact Mercer Financial Advice.

We feel very confident that our funds are being looked after professionally and expertly and therefore we don’t need to lose sleep worrying about our retirement.
Mercer Financial Advice Client Sentiment Survey - May 2023

Mercer Financial Advice can help with all of your financial scenarios

Mercer Financial Advisers are comprehensive advisers, meaning they take your whole financial situation into account and can assist with many aspects of your financial planning. Many of our clients seek advice in the following areas:

  • Superannuation, retirement income and retirement planning

    Deciding when to retire is one of life’s biggest decisions, particularly when it comes to determining a desired retirement income stream.

    Our financial advisers can help you understand how much superannuation you will need to retire, and the best way to receive an income from your savings in retirement.

  • Personal Insurance

    When it comes to how much insurance cover you need, there is no ‘one size fits all’ figure. A financial adviser can help you determine the right level of cover for your circumstances to protect you and your family should anything happen. 

  • Centrelink Entitlements

    Your financial adviser can help get you up to speed on any Centrelink entitlements and explain how they work alongside your personal wealth and other retirement income streams.

  • Investments and wealth creation

    The knowledge and expertise of a qualified financial adviser can go a long way towards helping you to create wealth. Your adviser will work with you to develop a risk profile based on your current financial position and goals for the future. Armed with this information, they can recommend investments appropriate for you. 

  • Estate and legacy planning 

    There are many elements to consider if you want to safely leave your estate to your loved ones. With an experienced financial adviser in your corner, you can ensure all your estate planning wishes will be met.

  • Financial planning for aged care 

    Aged care financial planning can often be extremely complex and confusing. Guidance from a financial adviser can be invaluable and make the transition to aged care much smoother.
Speak to a financial adviser about your financial planning needs. 

Engaging with a Mercer Financial Adviser 

Deciding to engage with a financial adviser is an important – and sometimes daunting – step towards gaining financial security.

At Mercer Financial Advice, we will be transparent about how we work with you, and how much it will cost.

We know how important it is for you to understand the service levels – and any associated fees – that best suit your needs.

We will always be clear with our service fees – there are no surprises. Your financial adviser will discuss relevant fees and how they can be paid as part of your Letter of Engagement before any advice starts.

Find out more about your first meeting with a financial adviser.

 
Learn more

What our Financial Planning clients say about us? 

92%

High overall client satisfaction

91%

Clients agree that their relationship with their Mercer Financial Advisor helps them make informed financial decisions

93%

Clients agree that Mercer Financial Advice is a trustworthy financial services provider

We have been with Mercer for nearly 30 years and throughout we have always had easy access to our financial adviser: always making us feel confident in the decisions made. Everyone we have dealt with have been extremely helpful.
Mercer Financial Advice Client Sentiment Survey - May 2023

Achieve your financial goals 

Take control of your financial situation, speak to one of our financial advisers who can use their expertise to guide you to financial freedom.

 

 

This communication has been prepared by Mercer Financial Advice (Australia) Pty Ltd (MFAAPL) ABN 76 153 168 293, Australian Financial Services Licence #411766. Address: 727 Collins St Docklands, 3008. Tel: 03 9623 5555. Any advice contained in this document is of a general nature only and does not take into account the personal needs and circumstances of any particular individual. Prior to acting on any information contained in this document, you need to take into account your own financial circumstances, consider the Product Disclosure Statement for any product you are considering, and seek professional advice from a licensed, or appropriately authorised financial adviser if you are unsure of what action to take. Mercer financial advisers are authorised representatives of MFAAPL. The material contained in this document is based on information received in good faith from sources within the market and on our understanding of legislation and government press releases at the date of publication which we believe to be reliable and accurate. Past performance should not be relied upon as an indicator of future performance. Forecasts are not guaranteed to occur.

'MERCER' is a registered trademark of Mercer (Australia) Pty Ltd ABN 32 005 315 917. Copyright 2023 Mercer LLC. All rights reserved.