Mercer Super Trust

The Mercer Super Trust is a workplace savings scheme designed to help you grow your wealth, both now and in retirement.

We’re a trusted provider to professions such as the police, defence forces and teachers.

If your employer has set up a plan within the Mercer Super Trust you can access information about your specific plan by signing into your account.

You can download documents such as annual reports or monthly investment updates. Plan-specific documents are available after you log into your account. Your employer will also be able to provide copies of your plan-specific documents.

* Check your plan-specific details to see which, if any, insurance benefits may apply to you. We recommend that you read the policy wordings for full product information, and for the terms and conditions that apply to all insurance policies. Take advice from a financial adviser if you are unsure what action to take.

You generally contribute to your plan through deductions from your pay. Your employer may also contribute on your behalf.

Depending on the rules of the plan you are in, you may be able to make regular or lump sum contributions over and above the contributions deducted from your pay.

Whether you’re an aggressive investor with an appetite for risk, prefer to play it safe or are somewhere in between, we’ve got an investment option for you.

You can find out more about the investment options.

Mercer will deduct or refund tax on your behalf. You simply need to provide us with your IRD number and your tax rate.

The Mercer Super Trust is a Portfolio Investment Entity or what’s known as a PIE. This means any money you make through your investment will be taxed.

The Prescribed Investor Rate (PIR) is the rate at which you will be taxed. A PIR is based on your taxable income. This may include income from your salary, wages and any additional sources of income that you would include in your income tax return.