Defined Contribution 

On September 9, 2024, the Canadian Association of Pension Supervisory Authorities (CAPSA) published the new Guideline for Capital Accumulation Plans (CAPs), Guideline No.3. This marks the first major revision since 2004, reflecting the significant evolution that has taken place in Canadian defined contribution plans and other CAPs over the past 20 years.

Explore how employers are designing, delivering, and financing insured health and risk benefit programs for a diverse, international workforce.

In 2025, employers face a dual challenge: how to support their employees’ well-being in a demanding environment and how to stay ahead of regulatory expectations.