Retirement

Defined benefit pension plans

Canadian defined benefit pension plans navigate volatility to improve overall financial health

DB plans continued their upward trajectory during a quarter that saw ongoing tariffs causing trade disruptions, an election in Canada, the elimination of the federal consumer carbon tax, and conflicts overseas.
Investment trends

Large Asset Owner Barometer 2025

74 asset owners with more than US$2 trillion in assets under ownership share insights on portfolio positioning, plans and principal concerns.
Canadian DB pensions remain resilient in Q1

The overall financial health of Canadian DB plans remained strong in Q1 2025 amid tariff uncertainty and market volatility.

DC schemes

2025 Mercer Retirement Readiness Barometer

Rising cost of living may cause lower-income workers to postpone retirement, but flexible savings plans provide a course for earlier exit.
DC schemes

CAPSA issues new guidelines for Capital Accumulation Plans: A blueprint for success in a changing landscape

On September 9, 2024, the Canadian Association of Pension Supervisory Authorities (CAPSA) published the new Guideline for Capital Accumulation Plans (CAPs), Guideline No.3. This marks the first major revision since 2004, reflecting the significant evolution that has taken place in Canadian defined contribution plans and other CAPs over the past 20 years.
Benefit strategies

Unlock the power of employee benefits to bridge the gaps for a diverse workforce

Explore how employers are designing, delivering, and financing insured health and risk benefit programs for a diverse, international workforce.