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Capital Accumulation Plans (CAP) encompass DC pension plans 

In today’s evolving regulatory landscape, managing Capital Accumulation Plans (CAPs) and defined contribution (DC) plans presents unique challenges for HR and finance professionals. Effective governance and risk management are crucial to ensuring positive outcomes for DC plan members. At Mercer, with Canada’s largest DC consulting team, we understand these complexities and are here to help you navigate them.

Our video dives into the core issues surrounding DC plan management, emphasizing the importance of staying informed about regulatory changes. As regulations evolve, organizations must adapt their governance frameworks to align with regulatory expectations and protect the interests of their plan members. 

By partnering with Mercer, you gain access to data, insights and legal expertise that can help you enhance your retirement programs. Our team of experts help you pinpoint essential questions about your plan and develop strategies that align with your organizational goals. We provide tailored solutions that help you keep pace with evolving regulatory expectations and foster better member outcomes.

Watch our video to explore the challenges and strategies related to managing DC plans, and discover how Mercer can aid in bolstering your governance framework. Together, we can ensure that your retirement programs are effective, compliant, and beneficial for all stakeholders involved.

Watch the video

For more information on how Mercer can assist you with your defined contribution plans, please contact us. Let’s work together to secure a brighter financial future for your employees.

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$16.2T

US $16.2 trillion in global assets under advisement1

$683Bn

US $683 billion in global assets under management2

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11,100 investment strategies rated3

1 June 30, 2025. Pensions & Investments (P&I) Research Centre. Represents worldwide assets under advisement for consultants, as reported by 48 participating firms to P&I as of June 30, 2025. The survey is published annually.

2 September 30, 2025. The assets under management data (the AUM Data) reported here include aggregated assets for which Mercer Investments LLC [and its global affiliates] provide discretionary investment management services as of the dates indicated. With respect to certain commitment-based private funds managed by Mercer Investments LLC or its global affiliates, the AUM data includes committed but uncalled capital, which may also be reflected in client assets otherwise managed by Mercer Investments LLC or its global affiliates. The AUM Data reported here may differ from regulatory assets under management reported in the Form ADV for Mercer Investments. For regulatory assets under management, please see the Form ADV for Mercer Investments which is available upon request by contacting Compliance Department, Mercer Investments 99 High Street, Boston, MA 02110.

3 June 30, 2025

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