A new chapter begins

Benefits One: Designed insurance packages for businesses from 2 employees

Benefits-One by Mercer Marsh Benefits (MMB) is unique because it provides comprehensive benefits not usually available to groups of this size. It does so with minimal administration, at a competitive price – saving you time and ensuring you get the most out of your budget, despite accelerating health costs. Benefits-One allows you to differentiate yourself as an employer of choice and put yourself on a level playing field with larger employers, to attract and retain the right talent.

Enjoy similar advantages typically catered for large corporations

Simplified underwriting

For life products, employees will be covered up to their last accepted sum assured (existing) or non-medical limit (NML) (new), whichever is higher. Underwriting will not be required for medical products.

Streamlined administration

Automated, simplified and digitalized placement and renewal processes are supported by web platforms and mobile apps from MMB and our partners.

Cost-effectiveness and financial stability

Pre-negotiated premium rates leverage economies of scale, locked in for up to three years until December 2026.


Key features:

  • Comprehensive coverage
    Coverage includes term life, disability benefit, critical illnesses, hospitalization and clinical care, dental and maternity.
  • Competitive benefits
    Benefits One is benchmarked against the latest market offerings and designed to include industry best practices so you can rest assured that your benefits program is up to date and relevant.
  • Variety of benefit choices
    There are various benefit models available for your selection.
  • Seamless direct billing service
    Enjoy hassle-free hospital and outpatient care with direct billing, eliminating the need for any upfront payments.
  • Waiver of underwriting requirement
    No medical underwriting is required for group medical coverage
  • Strong employee support
    Dedicated employee hotlines from reputable insurers for queries regarding claims, coverage and other related topics.
  • Worldwide coverage
    Comprehensive global protection available 24/7
  • Continuation of medical coverage
    Conversion of individual medical coverage is available upon retirement or termination of employment.

Talk to us

Get in touch to learn more about our benefits for small businesses solutions.