Top MPF Funds 

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Top 10 MPF funds by investment return as of 31 December 2024:

Rank Fund Name Scheme Name As of                31 december 2024

Rank

1

Fund Name

Hang Seng SuperTrust Plus Hang Seng China Enterprises Index Tracking Fund

Scheme Name

Hang Seng MPF SuperTrust Plus

As of                31 december 2024

29.67%

Rank

2

Fund Name

HSBC SuperTrust Plus Hang Seng China Enterprises Index Tracking Fund

Scheme Name

HSBC MPF SuperTrust Plus

As of                31 december 2024

29.67%

Rank

3

Fund Name

BEA Master Trust China Tracker Fund

Scheme Name

BEA MPF Master Trust

As of                31 december 2024

29.29%

Rank

4

Fund Name

Haitong Global Diversification Fund - A

Scheme Name

A Haitong MPF Retirement Fund

As of                31 december 2024

23.51%

Rank

5

Fund Name

Fidelity Retirement Americas Equity Fund

Scheme Name

Fidelity Retirement Master Trust

As of                31 december 2024

22.75%

Rank

6

Fund Name

Hang Seng SuperTrust Plus ValueChoice North America Equity Tracker Fund

Scheme Name

ang Seng MPF SuperTrust Plus

As of                31 december 2024

22.40%

Rank

7

Fund Name

HSBC SuperTrust Plus ValueChoice North America Equity Tracker Fund

Scheme Name

HSBC MPF SuperTrust Plus

As of                31 december 2024

22.40%

Rank

8

Fund Name

AIA Prime American Fund

Scheme Name

AIA MPF - Prime Value Choice

As of                31 december 2024

22.30%

Rank

9

Fund Name

BCOM Joyful North American Equity Fund

Scheme Name

BCOM Joyful Retirement MPF Scheme

As of                31 december 2024

21.94%

Rank

10

Fund Name

Principal Series 800 US Equity Fund - I

Scheme Name

Principal MPF Scheme Series 800

As of                31 december 2024

21.94%
Source: Mercer 
Note: Past performance is neither an adequate test of comparative performance nor a reliable indicator of absolute level of returns in the future.

Speed read

  • In 2024, United States Equity Fund has been the best-performing asset class, followed by Hong Kong Equity Fund (Index Tracking) and China Equity Fund, with median return of 21.8%, 21.6% and 15.8%  respectively.  
  • On the contrary, Global Bond has been the worst-performing asset class in 2024, followed by RMB and HKD Money Market Fund and European Equity Fund with median return of -2.8%, -0.1% and 1.0% respectively.
  • Do you know? : A 1% difference in annual investment return can result in >50% difference in accumulated retirement benefits over a 40-year saving period.

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