Marsh Nexus Captive Solution
Innovative cell captive financing for international employee benefits
Rising employee benefit costs, regulatory change and fragmented local plans are making regional and global benefits harder to manage. Employers seek effective financing solutions that simplify administration, increase financial transparency and protect both people and balance sheets across jurisdictions.
Captive-level control without the complexity
Marsh Nexus Captive Solution (Marsh Nexus) is a first-of-its-kind protected cell captive (PCC) structure designed exclusively for international employee benefits. It combines Marsh’s global scale and captive expertise with an innovative portfolio-level management approach to deliver a turnkey solution that aims to:
- Lower barriers to entry to captive insurance
- Reduce employer administration
- Accelerate the path to sustainable cost control
With global annual medical trend continuing in double digits, proactive risk management is essential. Marsh Nexus Captive Solution delivers employer control, plan transparency, and operational efficiency - enabling sustainable benefits that support a healthy, productive workforce.
What is a cell captive for international employee benefits?
A licensed insurance vehicle that lets employers finance and reinsure group benefits (medical, life, disability, accident) across multiple countries while keeping each participant’s assets and liabilities separate.
Who should consider a cell captive?
- Multinational employers with multiple local benefit arrangements seeking sustainable cost savings and improved budgeting.
- Organizations willing to self-insure but without easy access to a standalone captive for international employee benefits.
- Employers seeking dependable plan performance reporting and data-driven benefit insights and analytics.
How does Marsh Nexus Captive Solution help your international benefit programs?
Marsh Nexus Captive Solution provides the benefits of a single-parent captive—control over pricing and renewals, expanded coverage flexibility and clearer financial visibility—combined with our unique Marsh Nexus advantages:
Through Marsh’s end-to-end centrally managed framework and pre-selected leading global fronting network partners.
Reduced set-up and operating costs, optimized fronting network fee structures
No fronting network premium minimums
Turnkey central program administration and consolidated quarterly reporting
Stronger oversight of pricing, renewals and plan performance
By integrating financial and operational efficiencies with improved governance and flexibility, Marsh Nexus Captive Solution complements corporate goals such as talent attraction and retention, regulatory compliance, and sustainable cost management across international benefits programs.
Why Marsh?
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Marsh is the world’s largest captive manager
One in four captives worldwide is managed by Marsh. More captive owners choose Marsh than any other partner. -
Global experience
You get global experience, specialist teams, and industry-leading analytics to design a captive that aligns with your strategic and financial goals. -
Qualified benefits
We quantify benefits up front and support your program from design through long-term management to maximize captive performance.
Next steps
Contact our Marsh Nexus Captive Solution specialists to discuss whether our solution is right for your organization and get a free, tailored assessment.
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