Finding innovative ways to curb health plan costs without increasing compliance burdens or litigation risks is a key 2019 policy goal for employers. Despite deep party divisions in Congress, bipartisan support could bring changes to rein in drug prices, curb surprise medical bills, and further delay the “Cadillac” tax and other Affordable Care Act (ACA) taxes.
Although major ACA reforms are unlikely, ongoing efforts to implement President Trump’s 2017 healthcare executive order could lead to new or revised federal rules affecting health benefit strategies, including expansion of health reimbursement arrangements. While the ACA’s employer shared-responsibility (ESR) mandate and reporting requirements remain in place, employers should track lawsuits that could strike down the entire law or recent ACA regulations, including the final rules governing association health plans and short-term, limited-duration insurance.
At the state level, employers can expect new health coverage mandates, plan assessments and leave laws that will increase the complexity of administering uniform benefit programs across jurisdictions.
This 26-page article summarizes expected 2019 compliance and policy developments affecting health and leave benefits and suggests action steps for employers. The US Health section below also supplies extracts of the first five topics covered in the full article:
Other topics covered in the full article include: