Captive Financing for Employee Benefits | Mercer

Captive Financing for Employee Benefits

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Captive Financing for Employee Benefits
Captive Financing for Employee Benefits
Calendar26 September 2019

There’s been increasing interest in captive-financing of employee benefits from large multinationals in recent years.

The value unlocked from captive financing of employee benefits can be significant:

  • faster access to more comprehensive data
  • more decision-making control relating to coverage conditions and program design, and;
  • financial savings with more sustainable, predictable costs relative to other insurance-based approaches.

How captive-financing work for employee benefits
The captive (an insurance company owned by a multinational parent) secures a license to (re)insurance risks relating to all or a subset of life, accident, disability and medical benefits provided by its subsidiaries around the world.

To continue reading about the value proposition of captive-financing for employee benefits and the accompanying changes in the underlying governance framework – download the report below. 

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