Summary of 2026 benefit-related cost-of-living adjustments 

The IRS, Pension Benefit Guaranty Corp., Social Security Administration, and Centers for Medicare & Medicaid Services have issued 2026 cost-of-living adjustments (COLAs) for retirement, health, and fringe benefit plans; Medicare; and Social Security and Supplemental Security Income.

This GRIST covers the key 2026 COLAs for benefit plans issued in the fall of 2025, as well as these recently published items: covered compensation figures, limits for retirement plans qualified in Puerto Rico, and the play-or-pay monthly contribution limit for noncalendar-year health plans using an affordability safe harbor based on the federal poverty line guidelines.

Download the print-friendly PDF to read the full GRIST.