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Over the years, many High Net Worth individuals use Life Insurance not merely as a way to protect against uncertainties of life but as a Wealth Creation tool.
Income Replacement is a concept which introduces a way for the policy holder’s beneficiaries to receive income through an alternate source, should an untimely death occur to the insured.
An insurance application to equally divide assets and pass to the next generation whilst preserving long term family harmony and business continuity.
Key person insurance refers to life insurance on a key person in the business. It is a policy taken out by a business to inject liquidity for financial losses that will be incurred due to demise of a key person.
Estate equalisation is specifically concerned with the equitable passing of family wealth to the next generation.
An Inheritance or Estate Tax is a tax imposed on a beneficiary who has inherited money or property or a levy on the estate (money and property) of a person who has passed away.
Geopolitics is a study of factors such as geography, economics, and demography and their influence on the foreign policy of a country.