PCS Vision

Births, deaths and marriages are definitive inflection points in life. They are also times when the need for protection is top of mind, and PCS by Mercer (PCS) frequently meet with our high net worth (HNW) clients at these junctures.

In this issue of PCS by Mercer Vision, Singapore Managing Director, Vincent Lee, explores the exceedingly difficult topic of an heir passing first, and Hong Kong Director, Jasmine Lai, offers some expedient questions a client should ask during an insurance inception conversation – questions that will assist clients incept the most beneficial policies for them. 

In our case studies, we help two families with diverse needs. A grandmother creates a living legacy to maximize the benefits of her wealth during her lifetime, and a mother uses an offshore policy to segregate and diversify her assets while preparing to transfer her wealth to her children. 

This document has been prepared by Private Client Services by Mercer Limited and Private Client Services by Mercer Pte. Ltd. (collectively, “PCS”) and the information or concepts illustrated in this presentation is for reference only. The information contained in this document does not purport to show actual projections or results. It is not, and should not be regarded as investment advice or as a recommendation regarding any particular product. Opinions expressed herein are current opinions as of the date appearing in this material only and are subject to change at any time without notice. In the event any of the assumptions used do not prove to be true or underlying investment rationale has changed, results are likely to vary substantially. All investments entail risks.  PCS does not purport to and does not in any manner, provide tax or legal advice in respect of insurance products issued in any jurisdiction and by any insurers. You should consult your advisors with respect to these areas.

This advertisement has not been reviewed by the Monetary Authority of Singapore.