June 7, 2018

United States, Washington DC

“Employees enrolled in an HSA-eligible health plan get the care they need, have lower health care costs, and – most importantly – do a good job maintaining their health,” Tracy Watts, senior partner and U.S. healthcare reform leader at Mercer, told Congress’ Joint Economic Committee today

Testifying at a hearing on behalf of the American Benefits Council and Mercer, Watts highlighted the findings from Mercer’s most recent National Survey of Employer-Sponsored Health Plans and described some employer case studies demonstrating the upside of Health Savings Accounts (HSAs) and other “consumer-directed health plans,” which now cover one-third of all American workers at large companies (those with 500 or more employees). 

“The data showed us that the utilization of health care was quite similar across the two groups,” Watts said when comparing a traditional PPO plan and an HSA-eligible plan. “When we looked at the two groups over the three-year period, the HSA-eligible plan participants maintained their health status, while those in the PPO plan saw [on average] an 8 percent increase in identified health risks.” 

As a report issued earlier this year by Mercer and the Council, Leading the Way: Employer Innovations in Health Coverage, details, employers are leveraging HSA-eligible plans and other innovative strategies to address some of the biggest costs drivers in our health care system including misplaced incentives, waste, uneven quality of care and the lack of pricing and cost transparency. 

In light of persistent health care cost increases, the Council urges lawmakers to expand the availability of HSAs. “Workplace-based health insurance covers more than 178 million people nationwide and employers must be innovative in managing rising health care costs,” Said Ilyse Schuman, the Council’s senior vice president, health policy. “We strongly urge the enactment of bipartisan legislation giving employers more flexibility in HSA-based plan design and allowing HSAs to take full advantage of cost-saving innovations like chronic care management and onsite and near-site health centers.” 

For more information on health policy matters, or to arrange an interview with Schuman, contact Jason Hammersla, Council vice president, communications, at or by phone at 202-289-6700 (office) or (202) 422-4652 (mobile). 

To arrange an interview with Watts, please contact Bruce Lee, US PR leader for Mercer, at or by phone at 212-345-0553. 

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The American Benefits Council is the national trade association for companies concerned about federal legislation and regulations affecting all aspects of the employee benefits system. The Council’s members represent the entire spectrum of the private employee benefits community and either sponsor directly or administer retirement and health plans covering more than 100 million Americans. Follow the Council on Twitter @BenefitsCouncil. 

Mercer delivers advice and technology-driven solutions that help organizations meet the health, wealth and career needs of a changing workforce. Mercer’s more than 23,000 employees are based in 44 countries and the firm operates in over 130 countries. Mercer is a wholly owned subsidiary of Marsh & McLennan Companies (NYSE: MMC), the leading global professional services firm in the areas of risk, strategy and people. With nearly 65,000 colleagues and annual revenue over $14 billion, through its market-leading companies including Marsh, Guy Carpenter and Oliver Wyman, Marsh & McLennan helps clients navigate an increasingly dynamic and complex environment. For more information, visit Follow Mercer on Twitter @Mercer.